James Smith
1000 Mock Ave, Temecula, CA, 92592
View conviction details
Convictions (1)
| Offense | Statute | Age |
|---|---|---|
| Sexual assault | - | 25 |
Sample report. Fictional address, illustrative data - not a real property.
41985 Corte Landeros, Temecula, CA, 92592
Generated 2026-05-30 · 2 mi search radius
Snapshot
Key facts pulled from the sections below - click a chip to jump. Orientation only, not a rating.
This report is not a consumer report under the Fair Credit Reporting Act (FCRA). It is for informational purposes only regarding public records in proximity to a property address. Do not use for employment, housing, or credit decisions.
Public records can be wrong, stale, or matched to the wrong person. If you believe something here is inaccurate, email support@buyerbeaware.io and we'll review it.
9 actions from this report · 6 before contingency removal
Wildfire exposure here means standard carriers may decline or surcharge. Get a bindable insurance quote in writing before removing the insurance contingency - uninsurable homes are a common late-stage deal collapse (see Insurability).
There's an open or expired permit on this parcel - it transfers to you at closing. Require the seller to finalize it (passed final inspection) or negotiate a credit (see Permit Integrity).
Your tax bill is projected to jump ~40% on sale (about $6,310 → $8,823/yr). Use the reassessed figure in your affordability math (see Property Tax History).
This address appears on the DEA National Clandestine Laboratory Register. Ask the seller for cleanup/clearance documentation and consider an independent surface test before removing contingencies - absence of records is not an all-clear.
A FEMA preliminary/pending map moves this parcel INTO a high-risk flood zone. If it's adopted, a federally backed loan will require flood insurance and the premium will rise - confirm timing on the FEMA Map Service Center and price coverage now.
2 idle/orphaned well(s) are within ~0.5 mi. Ask the seller and your insurer/lender about it, check the well's status and plugging records with the state regulator, and consider a soil-gas/methane test.
The local water system has recorded violations or elevated contaminants. System-wide averages may not reflect your tap - an at-home test is inexpensive.
There are recorded code violations on this parcel. Get written confirmation each is resolved and that none transfer to you at closing.
4 material building permit(s) (new construction / commercial / demolition / subdivision) are within ~0.4 mi. Pull their scope at the local planning department - a nearby teardown or commercial build affects value, views, and noise.
Generated from this report's findings. These are suggested questions and checks for your own due diligence - not a verdict on the property, and not a substitute for a licensed inspector, attorney, or insurer.
Documents only you (the buyer) can compel - ask before contingency removal
Seller's Property Disclosure
This report flags items the disclosure should address: an open/expired permit is on record; there are recorded code violations. Cross-check the seller's answers against these.
How: Have your agent request the state-required seller disclosure (e.g. the TDS in CA) in writing before you remove the inspection contingency.
CLUE / A-PLUS loss-history report
Lists insurance claims filed on this address in the last ~7 years. Relevant here: insurability here is tight, so a prior claim can make coverage hard to place; there are water-system issues on record; aging major systems raise the odds of prior water/fire claims.
How: Only the current owner can pull the property's CLUE (or A-PLUS) report - request it from the seller. We can't compile it for you (it's an FCRA consumer report); you have the right to ask.
Suggested requests based on this report's findings - not legal advice. The CLUE / A-PLUS loss-history report is an FCRA consumer report: only the owner can pull it, and we do not compile or reproduce it.
Assessed Value (2024)
$612,000
County tax basis · typically below market value
Last Sale · Jun 2018
$489,000
Recorded transaction price
Condition indicators
Kitchen renovation and bathroom upgrade
Rooftop solar panel system 8.5kW
In-ground pool with spa and fencing
600 sqft primary-suite addition
Permit data sourced from public records.
1 open/expired permit that could transfer to you at closing - review before removing the inspection contingency.
Review before you remove contingencies
Room Addition #BP-2021-3344 shows status "Open" (filed 2021) and appears stale - never finalized. Open permits transfer to you at closing; ask for it to be finalized before close or negotiate a credit.
Ask the seller / agent
Recent structural/addition work on record: Residential Remodel (2023), Room Addition (2021). Confirm each permit reached a passed final inspection - unfinalized additions can void insurance claims and resurface at resale.
Derived by cross-referencing this parcel's permit records. Public permit data is incomplete and lags reality - the absence or presence of a permit is a question for diligence, not proof of anything. Confirm with the jurisdiction's building department.
4 material permits within ~0.4 mi · last 24 months
Demolition · 0.12 mi away · 2025-09-14
Demolition of single-family residence
New construction · 0.19 mi away · 2025-11-02 · $2.4M
New 3-story mixed-use building (ground-floor retail)
Commercial · 0.28 mi away · 2026-01-20 · $320K
Tenant improvement - new restaurant build-out
New construction · 0.33 mi away · 2025-07-08 · $540K
New single-family residence
Material building permits filed within about 0.4 mi of this address in the last 24 months. This is the surrounding parcels, not this home - a nearby teardown, commercial build, or subdivision can change the block. Sampled from municipal permit data; not every permit is captured and a filed permit may not be built. Verify with the local planning department.
Recorded upkeep & improvement signal
4 permits on record since 2020 · ~$7,600 in declared permit value/fees.
Recent major work
Declared value reflects permit fees/job value as filed - a rough upkeep signal, not actual spend, and unpermitted work won't appear.
Can you add an accessory dwelling unit?
CA has a statewide ADU enabling law, so an ADU is likely permittable here - a common way to add value or rental income.
Based on state ADU statute and lot size - an estimate, not a zoning determination. Local code (setbacks, height, owner-occupancy, parking, fees, utilities) governs and decides cost. Confirm with the jurisdiction's planning department.
Sales, permits, and violations in one chronology (newest first)
Overgrown vegetation in front yard · Resolved
Kitchen renovation and bathroom upgrade · Finalized
Rooftop solar panel system 8.5kW · Finalized
600 sqft primary-suite addition · Open
In-ground pool with spa and fencing · Finalized
Recorded owner: John Doe, Jane Doe
Assembled from public records already in this report. Dates reflect when a record was filed/recorded, which can lag the actual event.
Raise these with your title officer before contingency removal
Open permit
An open/expired building permit is on this parcel. Ask escrow to require the seller finalize it (passed final inspection) before recording, or hold funds - an open permit can become a municipal lien or block clear title.
Code-enforcement lien
There are recorded code violations. Ask the title company to specifically search for any recorded code-enforcement or abatement lien tied to them, and to except/clear it before close.
Solar lease / UCC-1
A solar permit is on record. Ask whether the panels are owned or leased - a solar lease usually has a UCC-1 fixture filing the buyer must assume or have removed, and it can complicate the loan and appraisal.
Mineral rights / oil & gas lease
Oil/gas wells are on record near this parcel. Ask the title officer to check for severed mineral rights, a recorded oil & gas lease, and any well or pipeline access easement - minerals are frequently severed from the surface estate and a lease/easement can let an operator enter or drill. Confirm what's excepted on the preliminary title report. Idle/orphaned wells nearby also raise plugging-liability and lender questions - verify none encumber this parcel.
Standard
Order a full title search and current survey; review the preliminary title report's Schedule B exceptions (easements, CC&Rs, mineral rights) with your officer before contingency removal.
Generated from this report's public-record findings - questions to ask, not a determination of title status. Your title company and escrow officer are the authority here.
Estimated remaining life of major components (permits reset the clock)
Roof
~2005 (assumed = year built) · typical life 25 yr
HVAC / furnace
~2005 (assumed = year built) · typical life 18 yr
Water heater
~2005 (assumed = year built) · typical life 12 yr
Electrical panel
~2005 (assumed = year built) · typical life 40 yr
Windows
~2005 (assumed = year built) · typical life 25 yr
Rule-of-thumb capital reserve: about $6,300/yr (~1% of value) set aside for big-ticket replacements - on top of the monthly cost estimate.
HVAC / furnace, Water heater are likely at or past typical service life - price a near-term replacement into your offer.
Estimates from typical service lives and permit dates - not a condition assessment. An inspector dates the actual equipment.
Occupancy & tenure (public record)
Owner's mailing address differs from the property - likely a rental/investor or out-of-area seller. Held ~7 years.
Classification from the deed + owner mailing address - factual context, not a statement about any individual. Public records lag transfers.
Recorded sale vs. estimated value today
Last recorded sale: $485,000 in 2019. Estimated value now: $625,000 - +$140,000 (+28.9%) ≈ +3.7%/yr.
Recorded sale price vs. our AVM market estimate. Factual context only - public records lag and value estimates are not appraisals.
Overgrown vegetation in front yard
Owner name & sales history available in full reports
Unlock with a report →Based on property details, location, and risk factors
Estimated Total Annual Insurance
Likely annual range: $12,100 - $26,000 · standalone policy likely: wildfire/fire
Standard carriers will likely decline this address; budget for California FAIR Plan plus a separate wildfire/fire policy. Get a bindable quote in writing before you remove the insurance contingency - uninsurable homes are a common late-stage deal collapse.
California FAIR Plan → insurer of last resort if admitted carriers decline
Typical range: $4,410 - $13,781/year
This area is in a high wildfire risk zone. Standard homeowners policies may not cover wildfire. You may need a California FAIR Plan policy or surplus lines carrier for fire coverage. This is separate from and in addition to your homeowners policy.
$354/mo · State avg: $2,268/yr
Replacement cost: $551,250
Range: $400 - $1,200
Properties in high wildfire risk areas may face higher premiums or require additional coverage.
These are estimates based on state averages, property characteristics, and FEMA flood zone data. Actual premiums vary by insurer, coverage limits, deductible, claims history, and property-specific factors. Under NFIP Risk Rating 2.0, flood premiums are individualized. Contact insurers for accurate quotes.
Historical assessment and tax trajectory
Your tax bill jumps ~40% when you buy
Seller pays about $6,310/yr; reassessed to ~$825,000 you'd pay roughly $8,823/yr. Budget the real number, not the listing's current-tax figure.
California reassesses to the purchase price on sale (Prop 13 base-year reset).
Tax data from county assessor records. Future taxes may differ based on reassessment, exemptions, voter-approved levies, and Prop 13 limits (CA).
Could this property work as an investment?
Estimated Monthly Rent
6.1%
Gross Yield
78%
Rent / Mortgage
$-420
Monthly Cash Flow
28450 Rancho California Rd #A
4bd / 2ba · 2,200 sqft
31520 Via Cuesta
4bd / 3ba · 2,500 sqft
44830 Corte Rodriguez
3bd / 2ba · 2,100 sqft
28620 Pujol St
4bd / 3ba · 2,600 sqft
Estimates based on comparable rentals in the area. Cash flow accounts for estimated mortgage, taxes, insurance, and 8% vacancy. Actual returns vary. Not financial advice - consult a financial advisor for investment decisions.
Rooftop solar analysis and savings estimate
Solar Rating
Excellent
Recommended System
8.5 kW
$2,340
Annual Savings
6.2 yr
Payback Period
$42,800
20-Year Savings
7.1 t
CO₂ Offset/yr
Estimates based on roof area, local solar irradiance, and current utility rates. Actual savings depend on system design, shading, panel efficiency, and rate changes. Federal ITC subject to eligibility.
Natural hazard assessment for this area
California's wildland-urban interface communities - Paradise, Malibu, Santa Rosa - have burned in the last decade. State Farm and Allstate stopped writing new policies in 2023, and many ZIP codes are only insurable through the FAIR Plan at $4,000-8,000/year.
What to check
Get an insurance quote before writing an offer - many CA buyers learn the hard way that the home is uninsurable. Verify Cal Fire's 100ft defensible space is established, and check for the FHSZ designation.
Heat Wave
High
Earthquake
Moderate
Wildfire
High
Drought
Moderate
Strong Wind
Low
Lightning
Very Low
Primary pollutant: US AQI
Peak ground acceleration: 0.35g
M2.5+ earthquakes within 100km (5yr): 12
State Avg Indoor Level
1.1 pCi/L
EPA action level: 4.0 pCi/L
Zone 1
Zone 2
Zone 3
EPA recommends radon testing. While moderate, indoor levels can vary significantly - testing is the only way to know your home's level.
View EPA county-level radon mapNatural hazard ratings from FEMA National Risk Index (county-level). Air quality from Open-Meteo. Seismic data from USGS. Disaster history from FEMA declarations. Radon zones from EPA Map of Radon Zones (state-level estimates - test your specific home).
Flood zones found:
Not in a high-risk Special Flood Hazard Area. Flood insurance may still be recommended.
Preliminary FEMA map moves this parcel INTO a high-risk flood zone
FEMA's preliminary flood map moves this parcel INTO a Special Flood Hazard Area. If adopted, a federally backed mortgage will require flood insurance and the premium will rise. Confirm timing on the FEMA Map Service Center and get a flood quote before removing financing/insurance contingencies.
Source: FEMA Preliminary/Pending National Flood Hazard Layer (NFIP). Preliminary maps are not yet in force and can change before they become effective - verify status on the FEMA Map Service Center (msc.fema.gov) and confirm insurance implications with a licensed agent.
Rancho California Water District · Serves 135,000 people
| Contaminant | Level | Max Allowed | Status |
|---|---|---|---|
| Arsenic | 3.2 ppb | 10 ppb | OK |
| Nitrate | 4.5 mg/L | 10 mg/L | OK |
| Chromium-6 | 0.8 ppb | 10 ppb | OK |
| Total Trihalomethanes | 72 ppb | 80 ppb | OK |
| Fluoride | 0.7 mg/L | 4 mg/L | OK |
Data from EPA Safe Drinking Water Information System (SDWIS). Contaminant levels are system-wide averages - your tap water may differ. For the most accurate results, consider an at-home water test.
EPA Superfund, brownfield, and toxic release inventory
EPA enforcement history nearby
34 EPA-regulated facilities within 5 mi · 6 with violations in the last 3 years · 2 under a formal EPA enforcement action · $184,500 in assessed penalties.
EPA ECHO, aggregate counts for regulated facilities near this address - not about any resident, and not a conclusion about this property. A prompt to ask what the nearby facilities are. Counts can lag corrective action.
0
Within 1 mile
1
Within 3 miles
3
Total found
Former Temecula Dry Cleaners
Rancho California Industrial Park
Riverside County Disposal Site
Data from EPA Envirofacts, Superfund/NPL database, and Brownfield listings. Status may not reflect most recent remediation progress.
4 oil/gas wells within ~0.5 mi
Nearest: Idle/Deserted · Oil & Gas · 0.21 mi away
2 idle/deserted wells within ~0.5 mi. Idle and deserted wells can leak methane/brine and may need costly plugging - ask the seller and your insurer, and check the well's status and any plugging records with the state regulator. Counts describe the area's wellbores, not this property. Source: state oil & gas regulator (CalGEM); status can lag fieldwork - verify before relying on it.
3 documented orphaned oil/gas wells within ~1 mi
3 documented orphaned oil/gas wells within ~1 mi. Orphaned wells have no responsible operator - they can leak methane and brine and may need costly state-funded plugging. Ask the seller and your insurer/lender, and check the well's status with the state oil & gas regulator. This is the USGS national documented-orphaned-well inventory (compiled from state agencies); it is known-incomplete, so absence from it is not a guarantee - counts describe the area, not this parcel specifically.
2 transmission pipelines mapped within ~1 mi
Nearest: Natural gas (transmission) · ≈0.6 mi away (approx. - see below)
Gas-transmission and hazardous-liquid pipelines are mapped near this address. These are high-pressure transmission lines, not local gas service. National pipeline mapping is generalized and not survey-accurate - the true location can differ by hundreds of feet, so treat the distance as approximate. Before relying on it, call 811 and the operator posted on the nearest pipeline marker to locate the line and any easement, and ask the seller and your insurer/lender. Counts describe mapped infrastructure near the area, not this parcel specifically. Source: EIA national pipeline data (via the Esri Federal User Community); coverage is transmission-scale and may lag recent changes.
Parcel appears to sit over a mapped historic mine
This parcel appears to sit directly over a mapped historic mine. Undermined ground can subside years after mining ends, and standard homeowners policies exclude mine subsidence - heavily-mined states (PA, IL, IN, and others) run a separate mine-subsidence insurance program a buyer must opt into. These footprints are digitized from historic mine maps and are NOT survey-accurate, so treat the location and distance as approximate. Before relying on this, pull the official mine map and a subsidence determination from the state (Illinois (ISGS)), and ask the seller, your lender, and your insurer. Counts describe mapped historic mining near the area, not a guarantee of voids under this specific parcel.
Nearby noise sources and their estimated impact
I-15 Freeway
Highway · 1.2 mi away · ~65 dB at property
French Valley Airport (F70)
Airport · 4.8 mi away
Metrolink Inland Empire-OC Line
Railroad · 2.1 mi away
Noise estimates based on proximity to known sources. Actual noise levels vary by time of day, season, terrain, and barriers.
Risk level: Below national average
Rates are per 100,000 residents. Grades from A+ (safest) to F (highest crime). Data from national crime databases.
Offender names, photos & addresses available in full reports
Unlock with a report →By Distance
By Risk Level
Static-99R assessment, when reported by the registry.
Victim Data
DEA National Clandestine Laboratory Register · keyed to this property address
This address appears on the DEA register
This address appears on the DEA National Clandestine Laboratory Register. This is not a statement about current safety - properties are often remediated. Ask the seller for cleanup/remediation documentation and consider an independent surface test before removing contingencies.
Source: U.S. DEA National Clandestine Laboratory Register. The register lists addresses reported to the DEA and is not a comprehensive record; it is not updated to reflect remediation. Informational only - not a determination about the property or any person.
4 schools within 5 miles · Avg rating: 7.5/10
Mock Elementary School
Above AverageMock Middle School
AverageMock High School
Above AverageMock Charter Academy
ExcellentAbove-average school ratings in this area - a positive factor for property values and family livability.
Ratings from SchoolDigger based on state test scores. Enrollment and grade data from NCES EDGE.
Assigned school district
Schools above are ranked by distance, not by attendance assignment. Assignment is set by the district below, and district / individual-school boundaries can be redistricted. Confirm the exact assigned school for this address with the district before relying on a specific school.
Source: U.S. Census Bureau TIGER school-district boundaries. Identifies the district the parcel falls in - not the specific assigned school. Verify enrollment and any pending redistricting with the district.
How convenient is daily life at this location?
42
Walk Score
35
Bike Score
18
Transit Score
Car-Dependent
RTA Bus Stop - Route 79
Transit · Rancho California Rd & Ynez
Shell Station
Gas Station · 28390 Front St
Starbucks
Coffee · 28500 Old Town Front St
Sam Hicks Park
Park · 28495 Old Town Front St
Vons
Grocery · 28464 Old Town Front St
Chase Bank
Bank · 28480 Old Town Front St
CVS Pharmacy
Pharmacy · 28470 Old Town Front St
St. Catherine of Alexandria
Place of Worship · 41500 Avenida Biona
Calvary Chapel Bible Fellowship
Place of Worship · 28780 Old Town Front St
Trader Joe's
Grocery · 40635 Winchester Rd
LA Fitness
Gym · 40710 Winchester Rd
Temecula Valley Hospital
Hospital · 31700 Temecula Pkwy
Broadband availability at this address · 7 providers in ZIP 92592
350
Mbps down
25
Mbps up
$49.99/mo
Lowest plan
Speed Tiers Available
25/3 Mbps
Basic4 providers
100/3 Mbps
Broadband3 providers
250/25 Mbps
High Speed2 providers
1 Gbps+ Mbps
Fiber / Gigabit1 provider
5
Wired
2
Fixed Wireless
7
Total
Provider names from FCC Form 477 block-level data. Speed estimates are ZIP-level averages. Verify availability directly with providers.
Carrier signal quality at this location · Overall: Good
T-Mobile
Verizon
AT&T
US Mobile
T-Mobile has the strongest signal in this area
Coverage data from FCC broadband maps and carrier coverage APIs. Actual reception depends on device, terrain, and building materials.
Anonymized aggregate from 12 nearby properties
7.3
Avg Years Owned
18%
5-Year Turnover
3
Sales (2 yr)
75%
Owner-occupied
$685k - $920k
Typical value range on the block
~1968
Typical year built nearby · Mostly pre-1978 - lead-based-paint disclosure era
Most nearby homes predate 1978, so a home of this era typically triggers the federal lead-based-paint disclosure and may carry older wiring, plumbing, or insulation - budget an inspection focused on building systems, not just cosmetics.
Low turnover suggests neighbors are satisfied with the area - a positive signal for community stability and property values.
Aggregate signal about the properties nearby (tenure and building age) - never the residents. Individual names, addresses, and per-neighbor records are intentionally not shown.
New York City 311 service requests within ~500 ft · last 12 months
47
requests logged within ~500 ft
47 311 service requests within ~500 ft in the last 12 months. Counts describe the block's request record - not its residents. Source: New York City open-data 311 portal. Volume tracks how actively neighbors report, not only conditions - read it as a signal, not a verdict.
Themes pulled from r/temecula (18k) + city-data.com, niche.com, areavibes.com · 14 posts analyzed
Wine country lifestyle
Locals consistently describe weekend visits to the 40+ wineries on the De Portola and Rancho California trails as a defining perk of living here.
Long commutes
Multiple posts mention the I-15 corridor to San Diego and Orange County as a daily 60-90 minute slog, with traffic worsening over the last five years.
Family-friendly suburbs
Schools, parks, and the Old Town district come up repeatedly as reasons families have moved here from San Diego and LA.
Summer heat
Residents flag 100°F+ stretches in July and August, with several recommending solar + heat pump combos to manage the AC bill.
Old Town Temecula on a Friday night is one of the best small-downtown vibes in SoCal - restaurants, live music, walkable, and you can park for free.
SourceSchools in Temecula Valley Unified are noticeably better than what we left in San Diego. The trade-off is the commute, but it's worth it for our kids.
SourceWineries every weekend, hot air balloons in the mornings, real seasons (some of them) - it's genuinely a nice place to live if you can handle the heat.
SourceThe commute to anywhere is brutal. If you work in San Diego it's a 70-mile each way slog and the 15 is a parking lot from 6:30 to 9.
SourceSummers are punishing - we hit 108 last August and the AC bill alone was $480 that month. Anyone moving in should budget for that.
SourceHousing prices have gotten ridiculous in the last few years. Plenty of new builds going up but they're all $700k+ and HOA fees are no joke.
SourceHeads up: Reddit posters skew younger and more renter-heavy than the actual Temecula population. City-Data and Niche reviewers skew older and more owner-occupied - the negatives there lean toward cost-of-living concerns, while Reddit complaints lean toward traffic and amenities.
These are user opinions from public forums, not facts. Different sources skew differently (Reddit younger/renters, City-Data older/owners) - read full threads to form your own view.
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