The Alabama risk most out-of-state buyers underestimate: Tornado risk + hail damage
Roof age and condition (hail is the #1 insurance-claim driver here), storm-shelter access, and the property's NFIP loss history.
Alabama Insurance Department24 Alabama cities
- Huntsville, ALpop 230,402
- Mobile, ALpop 201,367
- Birmingham, ALpop 196,357
- Montgomery, ALpop 195,818
- Tuscaloosa, ALpop 114,288
- Hoover, ALpop 93,013
- Auburn, ALpop 83,757
- Dothan, ALpop 71,650
- Madison, ALpop 64,029
- Decatur, ALpop 57,974
- Florence, ALpop 42,716
- Prattville, ALpop 40,139
- Phenix City, ALpop 38,509
- Vestavia Hills, ALpop 38,151
- Opelika, ALpop 35,005
- Alabaster, ALpop 34,460
- Gadsden, ALpop 33,086
- Athens, ALpop 32,587
- Northport, ALpop 31,492
- Daphne, ALpop 30,751
- Enterprise, ALpop 30,731
- Foley, ALpop 28,043
- Homewood, ALpop 27,919
- Trussville, ALpop 27,079
Have a specific Alabama address in mind?
The city pages are the macro view. For the exact flood zone and assigned school for a particular parcel, run the address through the free /check tool. The paid report adds 25+ more checks.